Have you protected your estate for your blood line?
In a will you can name guardians for your children
Have you made a Lasting Power of Attorney?
Partners living together really do need a will
Why should you make a will.
Married couples / civil partners
Firstly, do not assume that because you are married or in a civil partnership that all of your estate will pass to your spouse/partner if you were to die. Depending on the size of the estate then without a will people such as parents, children, brothers and sisters and remoter issue may have a right to an inheritance. A will is essential to ensure that your estate passes to who you want it to pass to.
If couples have been married before there may be children from these marriages and maybe current joint children. A special will is needed to ensure that children from all sides get their due inheritance and are not deprived of it. A normal will can be changed by the survivor who could then leave everything to their own children.
In some second marriages the house may be in the name of one person from a previous marriage settlement. A will is essential to ensure that the other spouse/partner is not left homeless if the owner dies.
If you have children less than 18 years then it is only in a will that you can name guardians in case of your deaths. Without a will the courts and social services could have a say in your children’s welfare and upbringing.
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